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CAP Debt Centre


Free Debt Counselling – CAP offers hope and a solution to anyone in debt through its in-depth, confidential service. It is an award winning UK wide charity with local Debt Centres providing sustainable poverty relief through professional debt counselling, money advice and practical help. CAP’s unique ‘hands on’ approach empowers people to help themselves out of poverty and find release from the fear, worry and uncertainty generated by unmanageable debt. CAP also teaches clients how to budget and save; developing skills that will last a lifetime.

How it works: A local Debt Coach and support worker visit the client in their own home, providing tailor-made support over three appointments. During this time relevant information is gathered to set up a realistic budget and repayment plan. Negotiations commence with creditors to stop interest and get charges dropped. A CAP account is set up that simplifies payments to creditors and prioritises savings to break the cycle of debt. Compassion Support provides long term emotional and practical support. In cases of severe debt various insolvency options are explored.

Whatever your situation, there is hope! To make an appointment for our Debt Coach to come and visit you in the privacy of your own home, call CAP free on 0800 328 0006.

This line is open Monday to Friday during office hours. The call is free from a land line, and if you are on a mobile CAP will call you back. Or call our office for more information.


“CAP is a debt counselling agency, which specialises in helping those who are struggling emotionally too. The religious focus is why they do it not how they do it.”

Martin Lewis, GMTV Financial Expert & creator of Moneysavingexpert.com


“CAP is such a fantastic organisation that has helped me and loads of others and if it was not for their help I don’t know where I’d be today! Thanks!”

Female CAP Client

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